The papers are from the 6 x 6 Urban Collection paper pad and the sentiment panel is Core'dinations card stock embossed with the On Your Birthday embossing folder and sanded back.
The ribbon is from my stash.
I would like to enter this card into the following challenges:
Brown Sugar Challenge 209 - Anything Goes
Crafting-With-Friends Challenge 26 - Anything Goes
Creative Fingers Challenge 114 - Anything Goes
Simply Papercraft Challenge 34 - Anything Goes
Simon Says Stamp Monday Challenge - Texture
Thank you for calling today, your company is much appreciated.